Privacy Policy



Privacy Policy: Customer Statement / Resolution / Authority.



Information you supply to us, as well as in relation to your own transactions with us, could be accumulated by us and will, subject to the disclosures identified in this privacy policy, be kept strictly confidential and can be securely held by us and/or within the firms in the Ferratum Group which has its headquarters located in Finland.



As we may consider justified from any source for the purposes set out in this privacy policy we may get info and make such enquiries.



Underneath the Privacy Act 1993, people have rights of access to, and correction of, their private information. You can achieve this by e-mailing us: NWAMC.INFO. A fee might be payable.




You acknowledge and understand to us that:

' All information you supply to us, whether supplied via web site, SMS and/or mobile phone is complete, correct and true in every respect.



    ' An application to get financing is subject to our giving standards that are relevant.



    If info you supply to us is false, correct and complete, your application could be declined.




    You certify that:




' You are not less than 18 years old.

' You really are a citizen or permanent resident of New Zealand.




You acknowledge that:

' we're assembling information about you to determine continue providing you with, or whether to supply you with, a credit facility or other loan of money. May very well not be able to apply for such credit or loan, if all the requested information is not provided or access money from us. For instance, information concerning identity is a requirement beneath the Financial Transactions Reporting Act 1996 and the Anti-Money Laundering and Countering Financing of Terrorism Act 2009 and is mandatory should you desire to finish a transaction with us.



' Advice collected and held about you (now or in the future) may be used from time to time by us and our associated companies to make open to you any of the total range of financial services provided by us, for credit assessment and management and debt recovery purposes, to file any security interest given to us, for marketing and promotional objectives and generally to do business alongside you.



Every commercial email message shall include an unsubscribe facility.SMS messages shan't contain unsubscribe facility nevertheless you're at any time competent to unsubscribe from all future electronic commercial messages by e-mailing us to NWAMC.INFO. There isn't any cost involved to the usage of the unsubscribe facility. Should you receive any further messages from us, these are most probably caused by technical or human errors, in such event we request you to contact us as soon as possible and we shall immediately take actions to correct such errors.



  • We may disclose information about you to credit reporting agencies for the intent of getting credit reports.

  • You authorise such entities to supply the info we may demand to us.

  • ' Those credit reporting agencies may keep that info and supply it to their credit reporting services.




' We may disclose your private information (including default option information) to such credit reporting agencies. You authorise such information to be collected by such entities for these purposes from us.



' Info disclosed to credit reporting agencies (including default option information) will be held by every service on its system, got by the customers of the credit reporting database and used to supply its credit reporting services (like the care of credit information files and furnishing the info to other customers of the relevant credit reporting agency).



We might also use the credit reporting agency's observation service to get upgrades, if any, of the information it holds about you.



' In The Event you default in just about any obligations to us, we may disclose your important personal information (including default option information) to credit rating or debt collection agencies or any person we may make to collect any outstanding debt, and then it may be kept by them. The information may be provided by those agencies to their own customers who use their credit reference services. You authorise such information to be collected by such entities for these purposes from us.




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